National Pension Awareness Week (15–19 September 2025): why pensions matter and what you can do

This week is National Pension Awareness Week, a UK-wide campaign designed to shine a light on pensions and offer practical ways to build confidence in future finances. It brings together providers, advisers and organisations across the country to give clear information and tools that anyone can access. 

According to the Pensions and Lifetime Savings Association (PLSA), a moderate retirement lifestyle now costs about £31,700 a year for one person. That figure covers everyday essentials plus extras such as a week’s holiday in Europe and eating out a few times a month. 

For many, it’s a wake-up call. Almost four in five savers are not on track to reach that moderate income level. The Financial Conduct Authority also reports that one-third of people with a defined contribution pension have less than £10,000 saved, and 12% don’t know the size of their pension pot. The Money and Pensions Service finds that fewer than half of adults feel confident making pension decisions

What happens during National Pension Awareness Week 

The campaign exists to close this confidence and knowledge gap. Across the UK, free online shows explain the basics, set out how the State Pension works, and offer the chance to ask questions directly. 

Session titles include: 

  • Your pension made simple — the essentials explained clearly 

  • The state pension explained — what it means for you 

  • Ask the Adviser — your questions answered directly 

Anyone can sign up at pensionawarenessday.com. Recordings are also available if you cannot join live. 

Why this matters 

Pensions are often seen as something for “later”, but they are one of the biggest factors in long-term financial wellbeing. With people in the UK now spending around 20 years in retirement on average (ONS), small actions taken earlier in your career make a meaningful difference to your future income and security. 

Do one thing this week 

  1. Book one live show at pensionawarenessday.com 

  1. Log in to your online pension account and check: 

  • Personal details and beneficiaries 

  • Your latest statement 

  • Any updates needed 

Keeping your account up to date means your benefits are recorded correctly, statements reflect the right information, and issues can be picked up early. 

Where to find more help 

For impartial, government-backed guidance, visit MoneyHelper. If you are aged 50 or over with a defined contribution pension, you can also book a free Pension Wise appointment to understand your options. 

(This article is for information only. For personal advice, please use the official guidance and provider links above.)